What is insurance in blackjack?

NomadicPlay

Member
For those who might not know, insurance is a side bet you can make when the dealer’s upcard is an Ace. It’s basically a hedge in case they hit blackjack, and it pays 2-to-1 if they do. You’re betting half your original stake on the chance the dealer’s hole card is a 10. Sounds like a safety net, right?

Here’s my take: don’t bother with it—at least not most of the time. Sure, it sounds like a clever way to cut your losses, but in reality, it’s a sucker bet. The odds of the dealer actually having blackjack aren’t high enough to make it worth your while in the long run. Most pros will tell you it’s just a clever way for the house to chip away at your stack over time.

That said, I’ve seen folks who swear by it if they’re deep into a game and feeling cautious. Personally, I’m not here for cautious—I’m here for the thrill, the risk, and the big wins. Blackjack is about playing smart, not throwing chips into side bets that the math doesn’t favor.

What do you all think? Do you take the insurance bet or just let it ride and play out the hand? I’m curious if anyone’s had a wild win streak betting on insurance!
 
I see insurance as a comfort blanket for beginners—it feels safe, but in the long run, it just chips away at your bankroll. Play it straight and let the cards fall.
 
Back
Top